Products are financial offerings to the customers from MFIs and are governed by rules specified by the microfinance organizations and these rules are different for various products. Features include: Create Loan Product, Assign Service Tax, Create Survey Field, Loan Gradation, Registration Fee and Written-Off Master.

C.O. management module consists of group master and employee master. Through group master user can create new group. Groups are at the heart of the micro finance methodology. On the other hand employee master helps to store the employee details. The user can easily assign a group to a C.O. Features include: Create Group, Employee Registration and Assign Group To CO.

This module defines access restrictions and user management by using roles. There are five level hierarchies of users based on roles. Such as Administrator, Division Manager, Regional Manager, Branch Manager and Teller. Features include: Create User, Change Password and User Data Entry Status.

This module manages the customer death settlement with the Insurance Company. Features include: Death Document from Branches, Claim Observed, Claim Insurance, Claim Received, Death Outstanding Settlement and Reclaim Rejected Claim.

This module takes care of customer survey and group formation. User can manage the customer survey fields through “Create Survey Field” sub-module. It manages to create a member, modify member details and transferring members between two groups with backlog portfolio. Features include: Customer Survey, Survey Review By BM, Survey Review By RM, New Member Registration, Edit Member and Group To Group Transfer.

Loans help fulfilling the goal of MFIs by providing credit to the customers. With the help Loan Processing Module MFIs could identify the proper and suitable customer. It manages the loan documentation and loan processing status.

It shows the date wise C.O. Collection sheet details. It manages the Group wise Loan Recovery and supports the batch update. Once the payment has been applied in the system, the system will automatically update the loan outstanding balances, next payment details and all the respective ledgers. Due to violations and/or non-repayment etc, the customer loan account can be marked as “Written-Off” on the basis of “Definition of lateness”(Written-off master) as defined by the HO. From this state, customer account can go to “Active- Bad standing” or “Bad Debt”. The Bad Debt customer does not calculate in the Ageing-PAR analysis. Features include: Loan Recovery, Sick Payment, Written-off and Bad Debt Analysis.

A complete financial accounting module, allowing to do not only the portfolio accountancy but also the administrative accountancy, that is integrated with all of the other modules covering features you find in most of the off-the-shelf accounting packages such as Cashbook, General Ledger, Trial Balance and Cash Flow. Features include: Account Register, Opening Balance Register, Account Contra Entry and Journal Entry.